The Fintech ERP: Engineered for Scale, Security, and Compliance
Stop letting back-office friction slow your growth. ArionERP provides a single source of truth to automate financials, streamline operations, and navigate complex regulations—so you can focus on innovation.
Why ArionERP for Fintech?
A Foundation for Unstoppable Growth
In the fast-paced world of Fintech, you need more than just an accounting tool. You need a strategic asset. ArionERP is built to handle the unique complexities of financial technology, from regulatory hurdles to complex revenue streams, providing the stability you need to innovate fearlessly.
Audit-Ready Compliance
Navigate regulations with confidence. Our ERP provides granular audit trails, robust access controls, and automated reporting tools to help you meet standards like SOC 2, PCI DSS, and GDPR, ensuring you're always prepared for scrutiny.
Complex Revenue Automation
Effortlessly manage subscriptions, transaction fees, and usage-based billing. Our platform automates complex revenue recognition (ASC 606/IFRS 15) and deferred revenue schedules, eliminating manual errors and saving hundreds of hours.
API-First Integration
Your ERP should connect, not confine. ArionERP's robust API gateway allows seamless integration with your entire tech stack—from payment processors and banking cores to CRM and analytics platforms—creating a truly unified ecosystem.
Multi-Entity Architecture
Scale globally without the chaos. Manage multiple legal entities, currencies, and tax jurisdictions from a single platform. Automate inter-company transactions and get a consolidated, real-time view of your entire financial landscape.
Bank-Grade Security
Protect your most critical asset: data. Built on secure cloud infrastructure and featuring end-to-end encryption, multi-factor authentication, and proactive threat monitoring, we provide the enterprise-grade security that financial services demand.
Rapid Implementation
Get to value faster. Our proven, streamlined implementation methodology is designed for the agility of Fintech. We focus on a rapid, remote deployment that minimizes disruption and accelerates user adoption, getting you live in weeks, not quarters.
Scalable By Design
Our modular architecture grows with you. Start with the core financial management you need today and seamlessly add advanced capabilities like treasury management, AI-forecasting, or international consolidation as your business evolves.
Expert Fintech Support
We speak your language. Our team isn't just ERP experts; they understand the nuances of the Fintech industry. From implementation to ongoing support, you get a partner who understands your specific challenges and goals.
Unified Data Hub
Break down data silos. ArionERP centralizes all your financial and operational data, creating a single source of truth. This empowers you with real-time dashboards, accurate investor reporting, and the insights needed for strategic decision-making.
Our Fintech ERP Modules
A Complete Financial Operations Platform
ArionERP provides a comprehensive suite of integrated modules designed to manage every facet of your Fintech operation. From core accounting to complex global consolidations, our platform provides the tools you need to optimize performance and ensure compliance.
Core Financial Management
Build your financial operations on a rock-solid foundation. Our core module provides a real-time, comprehensive view of your financial health with a flexible general ledger, accounts payable/receivable, and automated bank reconciliations.
- Gain a single source of truth for all financial data.
- Automate period-end closing processes to save time and reduce errors.
- Customize financial reports and dashboards for at-a-glance insights.
Automated Revenue Recognition (ASC 606)
Simplify one of the most complex areas of Fintech accounting. Our dedicated module automates revenue recognition according to ASC 606 and IFRS 15 standards, handling complex contracts, deferrals, and allocations with ease.
- Ensure compliance and pass audits with a fully traceable system.
- Automate calculations for multi-element arrangements and performance obligations.
- Generate detailed disclosure reports required by accounting standards.
Subscription Billing & Management
Master the recurring revenue lifecycle. This module handles everything from tiered and usage-based pricing to automated invoicing, dunning management, and revenue forecasting, giving you complete control over your subscriber base.
- Reduce churn with automated payment retries and customer communications.
- Easily manage upgrades, downgrades, and prorations.
- Track key SaaS metrics like MRR, ARR, and Churn directly within your ERP.
Multi-Currency & Global Consolidation
Expand your business across borders seamlessly. Manage transactions in any currency, automate foreign exchange gain/loss calculations, and consolidate financials from multiple subsidiaries in minutes, not weeks.
- Get a real-time, consolidated view of your global operations.
- Comply with local and international accounting standards effortlessly.
- Automate inter-company eliminations for a faster, more accurate close.
Regulatory Reporting Engine
Stay ahead of compliance demands. Our reporting engine helps you generate the specific reports required by financial regulators, tax authorities, and other governing bodies, with templates that can be configured to your specific needs.
- Reduce the time and cost of preparing regulatory filings.
- Maintain a complete, auditable history of all submitted reports.
- Adapt quickly to new or changing reporting requirements.
API & Integration Gateway
Create a connected enterprise. Our modern, RESTful API gateway enables secure, real-time data exchange between ArionERP and your other critical systems, such as payment gateways, CRMs, and proprietary platforms.
- Eliminate manual data entry and ensure data consistency across systems.
- Build custom workflows that automate your unique business processes.
- Empower developers with comprehensive documentation and sandbox environments.
Treasury & Cash Management
Optimize your liquidity and manage cash flow with precision. This module provides complete visibility into your cash positions across all banks and entities, with tools for cash forecasting and electronic payments.
- Make informed decisions with accurate, real-time cash flow projections.
- Streamline payment processes with secure, integrated banking.
- Maximize returns on cash reserves while minimizing financial risk.
Procure-to-Pay Automation
Control spending and streamline procurement. Automate the entire procurement lifecycle, from purchase requisitions and approvals to vendor payments and expense reporting, all while enforcing budget controls.
- Increase operational efficiency with automated workflows and approvals.
- Gain real-time visibility into company-wide spending and liabilities.
- Negotiate better terms with vendors using comprehensive spend analytics.
Investor & Board Reporting
Deliver professional, data-driven reports to your stakeholders. Create customized reporting packages with key financial statements, SaaS metrics, and KPIs, ensuring your board and investors have the information they need.
- Save days of manual effort in preparing monthly or quarterly board packs.
- Ensure accuracy and consistency in all external financial communications.
- Build trust with stakeholders through transparent and timely reporting.
Risk Management & Controls
Embed financial controls directly into your processes. Define and enforce segregation of duties, create multi-level approval workflows, and maintain a comprehensive audit log of all system activities to mitigate risk.
- Prevent fraudulent activities with robust internal controls.
- Ensure compliance with policies and regulations like Sarbanes-Oxley (SOX).
- Simplify audits with easy access to control documentation and evidence.
KYC/AML Integration Support
Streamline your customer onboarding and compliance processes. While not a standalone KYC/AML solution, our ERP is designed to seamlessly integrate with leading identity verification and anti-money laundering platforms.
- Automate the flow of customer data between your ERP and compliance tools.
- Maintain a centralized record of customer compliance status.
- Reduce the operational burden of meeting KYC and AML requirements.
Fixed Asset Management
Manage the complete lifecycle of your company's assets. Track everything from computer hardware to office infrastructure, automate depreciation calculations using various methods, and manage disposals accurately.
- Maintain an accurate, up-to-date fixed asset register for financial reporting.
- Ensure compliance with tax and accounting rules for depreciation.
- Optimize asset utilization and plan for future capital expenditures.
Payroll & HR for Fintech
Manage your most valuable asset—your people. Our integrated HR module handles payroll processing, benefits administration, time and attendance, and expense reporting, tailored for the needs of a modern tech workforce.
- Ensure accurate and timely payroll, including complex commission structures.
- Streamline employee onboarding and offboarding processes.
- Empower employees with self-service portals for leave requests and expense claims.
Project Accounting
Manage the financials of your implementation projects, R&D initiatives, and other internal projects with precision. Track budgets, actuals, and billable hours to ensure projects stay on time and within budget.
- Gain real-time visibility into project profitability and resource utilization.
- Accurately capitalize development costs in compliance with accounting standards.
- Improve forecasting for future projects based on historical data.
AI-Powered Financial Forecasting
Move beyond static spreadsheets and leverage the power of AI. Our forecasting module uses machine learning algorithms to analyze historical data and identify trends, creating more accurate and dynamic financial forecasts.
- Improve strategic planning with data-driven budget and revenue projections.
- Run multiple what-if scenarios to model the impact of business decisions.
- Proactively identify potential cash flow gaps or budget overruns.
Success Stories
How We Empower Fintech Leaders
Payment Processor Scales Transaction Volume 10x with Automated Reconciliation
Industry: Payment Processing
Client Overview: A rapidly growing payment gateway was struggling with a massive increase in transaction volume. Their legacy accounting system and manual reconciliation processes, reliant on spreadsheets, were creating a significant bottleneck, leading to delayed financial closes and a high risk of errors. They needed a scalable solution that could automate reconciliation and provide real-time visibility into their complex cash flows.
"ArionERP transformed our back office from a cost center into a strategic asset. We now close our books 70% faster, even with 10x the transaction volume. The real-time visibility is a game-changer for managing our liquidity."
Jenna Raynor, CFO, PaySwift
Problem
The client's manual reconciliation process couldn't keep up with their exponential growth. It took a team of four accountants over a week each month to reconcile millions of transactions, delaying critical financial reporting and increasing operational risk.
Key Challenges
- Inability to scale manual reconciliation processes.
- Lack of real-time visibility into cash positions and settlement accounts.
- High risk of human error leading to financial discrepancies.
- Delayed month-end close impacting strategic decision-making.
Our Solution
We implemented ArionERP's Core Financials and Automated Reconciliation modules. The solution was configured to automatically ingest transaction files from their payment network and bank accounts, using intelligent matching rules to reconcile over 98% of transactions without human intervention.
- Deployed a cloud-based ERP to handle high transaction volumes.
- Configured custom reconciliation rules to match processor and bank data.
- Developed real-time dashboards for monitoring cash flow and settlement balances.
- Trained the finance team on exception handling and advanced reporting.
Neobank Achieves Audit-Ready Compliance in Under 90 Days
Industry: Digital Banking
Client Overview: A new, venture-backed neobank was preparing for its official launch and first regulatory audit. Their existing setup, a mix of basic accounting software and various spreadsheets, lacked the necessary controls, audit trails, and reporting capabilities required by financial regulators. They needed to implement a compliant, secure, and auditable ERP system on an aggressive timeline.
"ArionERP was instrumental in us passing our first audit with flying colors. The implementation was incredibly fast, and the system gave our regulators immediate confidence in our financial controls. It was the right choice for a security-focused bank like ours."
Carter Fleming, Head of Operations, Innovate Bank
Problem
The client lacked a centralized system with the robust financial controls and auditability required to operate as a regulated financial institution. Failure to implement a suitable system would jeopardize their launch and banking license.
Key Challenges
- Tight 90-day deadline before the first regulatory audit.
- Need for a complete, unalterable audit trail for every transaction.
- Requirement for strict segregation of duties and approval workflows.
- Lack of a system to generate specific regulatory reports.
Our Solution
We executed a rapid implementation of ArionERP using our QuickStart methodology. We focused on deploying the Core Financials, Risk Management & Controls, and Regulatory Reporting modules. We worked closely with their compliance team to configure approval workflows and access controls that met stringent regulatory standards.
- Utilized our pre-configured template for financial institutions.
- Established role-based security and multi-level approval hierarchies.
- Activated comprehensive audit logging on all financial transactions.
- Configured the reporting engine to produce key schedules for the audit.
WealthTech Platform Unifies Multi-Entity Financials for Global Expansion
Industry: Wealth Management Technology
Client Overview: A successful WealthTech SaaS platform was expanding into Europe and Asia. Their US-based accounting system could not handle the complexities of multiple legal entities, different currencies, and varied international tax laws. The consolidation process was a manual, spreadsheet-driven nightmare that took weeks and was prone to errors.
"Managing our global expansion was becoming impossible on our old system. ArionERP's multi-entity capabilities are phenomenal. We can now get a consolidated P&L in real-time, in any currency we want. It's given us the confidence to expand even faster."
Amelia Norton, VP of Finance, Apex Wealth
Problem
The lack of a multi-entity ERP was hindering the client's global growth strategy. They couldn't get a timely or accurate view of their consolidated financial performance, making strategic planning and investor reporting incredibly difficult.
Key Challenges
- Inability to manage multiple currencies and automate FX calculations.
- Manual, error-prone consolidation process using spreadsheets.
- Difficulty complying with different local accounting and tax standards.
- Lack of a unified view of global financial performance.
Our Solution
We implemented ArionERP's Multi-Currency & Global Consolidation module. We helped the client set up separate legal entities for their UK, Singapore, and US operations within a single ERP instance. The system automated inter-company transactions and provided one-click consolidation with currency conversion and CTA calculations.
- Configured a global chart of accounts with local mapping.
- Automated inter-company loan and service fee transactions.
- Implemented real-time currency translation and consolidation reporting.
- Provided dashboards showing performance by region and legal entity.
Security & Compliance
Your Trust is Our Foundation
We understand that in Fintech, security isn't a feature—it's a prerequisite. ArionERP is built with a security-first mindset, incorporating industry best practices and compliance standards to protect your sensitive financial data.
Our Process
A Partnership for Success
We've refined our implementation process to be as agile and efficient as the clients we serve. Our goal is to deliver value quickly, minimize disruption, and empower your team for long-term success.
Discovery & Planning
We begin by understanding your unique challenges, processes, and goals to tailor the implementation plan.
Configuration & Setup
Our experts configure ArionERP to match your specific workflows, chart of accounts, and reporting needs.
Data Migration
We securely migrate your critical financial data from your legacy systems into ArionERP with proven tools and validation checks.
Training & UAT
We provide comprehensive training to your team and conduct User Acceptance Testing to ensure the system meets your requirements.
Go-Live & Support
We guide you through a smooth go-live transition and provide ongoing support to ensure your continued success.
Technology & Integrations
Connect Your Entire Fintech Ecosystem
ArionERP is designed to be the central hub of your operations. We integrate seamlessly with the tools you already use and love, creating a unified flow of data across your organization.
Testimonials
What Our Clients Say
"The level of financial control we gained with ArionERP is unparalleled. Our board has more confidence in our numbers than ever before, which was crucial for our Series B funding round."
"As a compliance officer, the audit trail feature is my best friend. I can trace any transaction from start to finish. It makes regulatory checks straightforward and stress-free."
"We migrated from a custom-built system that was a nightmare to maintain. ArionERP's API allowed us to keep our unique front-end processes while completely modernizing our financial backend. Best of both worlds."
"Automating our subscription billing and revenue recognition saved my team at least 20 hours a week. That's time we now spend on strategic financial analysis instead of manual data entry."
"The implementation was surprisingly smooth. The ArionERP team understood our unique needs as a neobank and had us up and running in time for our regulatory review. True partners."
"The multi-entity consolidation feature is a lifesaver. What used to be a week-long, spreadsheet-fueled nightmare is now a one-click report. It's allowed us to manage our international growth effectively."
Meet Our Experts
The Team Behind Your Success
Our team combines deep expertise in both enterprise software and the financial technology landscape. We are more than vendors; we are partners dedicated to helping you build a resilient and scalable financial operation.
Dr. Bjorn H.
V.P. - Ph.D., FinTech, DeFi, Neuromarketing. Bjorn guides our product strategy, ensuring ArionERP meets the evolving needs of the modern financial ecosystem.
Joseph A.
Expert Cybersecurity & Software Engineering. Joseph leads our security architecture, implementing the bank-grade controls that protect our clients' most sensitive data.
Kendra F.
Senior Manager - Enterprise Technology Solutions. Kendra oversees our implementation teams, ensuring every Fintech client has a smooth and successful transition to ArionERP.
Vishal N.
Manager, Senior Data Scientist (AI/ML). Vishal is the architect behind our AI-powered forecasting and anomaly detection features, helping clients turn data into strategic insight.
FAQs
Frequently Asked Questions
While generic ERPs are powerful, they require extensive and expensive customization for Fintech needs. ArionERP is built with Fintech-specific workflows out-of-the-box, such as automated revenue recognition for subscriptions (ASC 606), multi-entity consolidation for global operations, and robust security controls. This results in a faster implementation, lower total cost of ownership, and a better fit for your business from day one.
Security is our highest priority. Our platform is hosted on leading cloud providers like AWS and Azure, and we are compliant with standards like SOC 2 and ISO 27001. We employ end-to-end data encryption, role-based access controls, multi-factor authentication, and continuous monitoring to ensure your data is always protected.
Absolutely. We are an API-first platform. Our comprehensive RESTful API allows for deep, secure integration with your core banking platform, payment processor, CRM, or any other proprietary software. This ensures a seamless flow of data and eliminates information silos.
Our implementation timelines are significantly shorter than traditional ERP projects. For a straightforward implementation using our QuickStart package, we can get you live in as little as 8-12 weeks. More complex projects with extensive integrations or customizations may take 4-6 months. Our focus is always on delivering value as quickly as possible.
We offer flexible pricing based on the modules you need and the number of users. Our model is designed to scale with you, so you only pay for what you use. We offer both SaaS subscription (ArionERP Cloud) and perpetual license (ArionERP On-Premises) options to fit your financial model. Please visit our pricing page for details.
Yes, this is one of our core strengths. ArionERP is designed for global Fintechs. You can manage dozens of legal entities, transact in any currency, automate foreign exchange gain/loss calculations, and produce consolidated financial statements in real-time with just a few clicks.
Ready to Build a Future-Proof Fintech Operation?
Let's talk about how ArionERP can provide the financial backbone for your growth, security, and innovation. Schedule a personalized demo with one of our Fintech ERP experts today.